6 Steps to Buying a Used Car and Getting a Car Loan in Kingston

Unless you live inside the loop, chances are you have to drive everywhere. Whether you are driving home from work or out of town on the 401, you need a reliable car. CarOne Kingston, MyCar.ca, Autohouse Kingston, Car Loft and of course Car Credit Kingston; there’s lot of used car dealerships in Kingston. Follow these six car-buying steps to get the best Kingston car deal and auto loan rates for your budget.

  1. Research Vehicles for Sale in Kingston
    Spend time researching what type of vehicle fits your needs and budget. If you need to haul cargo often, or a boat, then a truck might be what you want. Or perhaps you just want a small commuter car that will save you money at the gas station each week. Maybe you might want a smaller hatchback. After you narrow down your car choices, look online, watch YouTube video and study third party resources to read reviews of the vehicle you’re considering. You can do all of this at the Car Credit Kingston website. We loaded up our online vehicle pages with YouTube videos, pictures, reviews from Edmunds, market information from CarGurus, CarProof Reports and safety reports from IIHS.
  2. Understand Your Credit Score
    Get the best rate possible by having the best credit score possible. Request a free credit score report and look through for any possible problems. If your score is not as high as you want it, dispute any false claims on your credit report and try to remedy late payments with your creditors. Another way to raise your credit score is to raise your credit limit on your current credit cards — but don’t max out your credit cards.
  3. Get Approved Online
    Understand you options before you walk into the dealership by applying for your car loan online. Ensure that the online car loan application is secure before entering your information.
  4. Shop Around
    Once you know which vehicle you want and know what your budget is, comparison shop online. Be sure to check dealerships in other cities like Belleville, Napanee, Gananoque and Brockville too, and then ask if your local Kingston dealership will match the price of the other dealer.
  5. Test Drive
    Even if you think that you have found the perfect car for you, it is still smart to test drive it and get a feel for the car. You want the car to be a good fit all around — from price to comfort.
  6. Sign the Deal
    When you can finally agree on a price and sign all of the papers, you are ready to drive your new car off the lot. It might be smart to look into GAP insurance, rust protection and warranty  from the dealership.Don’t let the long process of buying a new car scare you away from scoring a low car loan